I would say that about 80% of the junkmail (not e-mail) that I receive are credit card applications. I usually mail back their postage-paid envelopes with nothing in them, but that gets annoying, and it stops feeling satisfying after the first month.

The solution? Call 1-888-5-OPT-OUT and you can elect to have your name removed from the four credit agencies’ mailing lists permanently. That means you’ll see a significant decrease in the amount of junk mail that you receive. For real!

Call today! It’s totally automated. Don’t freak out when it asks for your social security number. That’s how credit agencies identify you (obviously!)